EXAMPLE Pension review 07/08/2017
PENSION DETAIL Peter Carol
Date of Birth 22/12/1948 01/05/1958
Current Age 68 59
Expected Retirement Age 69 (1 Year) 60 (1 Year)
State Retirement Age 66 67 (8 Years)
     
Pension 1
Provider Aviva Platform Aviva Platform
Plan No xxxxxx xxxxxx
Type of Pension Personal Pension Plan –
Drawdown 25% TFC Taken
No Income being taken
Personal Pension Plan
Plan Start Date 01/12/2015 Aviva Platform
06/02/2012 Skandia Life
04/12/2013 Aviva Platform
Regular Contributions Nil Nil
Retirement Age 65 65
Total Contributions 2015 May 8th Scottish Widows £28,915

2012 Feb 15th Standard Life £111,475

2012 Feb 14th Standard Life £74,181

Regular Contributions- £24,032

Total £238,603
2015 Aug 26th Friends Life £23,790

2015 Aug 25th Scottish Widows £4,838

2014 Mar 3rd Phoenix: £7,558

2014 Mar 3rd CM: £11,902

2013 Dec 4th SL: £102,224

Total: £150,312
Current Find Value 2017 Aug 7th £356,468 2017 Aug 7th £199,383
Historic Fund Value 2017 Aug 7th £356,468
2017 Feb 25th £340,224
2016 Aug 30th £324,780
2016 Mar 2nd £294,970
2015 July 23rd £299,038
2015 Feb 21st £265,146
2014 Aug 1st £240,059
2014 Feb 1st £230,423
2013 Nov 1st - £228,000
2013 Feb 1st - £205,308
2012 Aug 1st - £186,068
2012 Feb 15th - £185,656
2017 Aug 7th £199,383
2017 Feb 25th £190,464
2016 Aug 30th £181,868
2016 Mar 2nd £165,345
2015 July 24th £137,308
2015 Feb 21st £132,305
2014 March 3rd £121,685
12 Month Net Growth 2017 Aug - +9.76%
2017 Feb - +15.34%
2016 Aug - +8.60%
2016 Mar - +0.34%
2015 July - +11.87%
2015 Feb - +11.58%
2014 Aug - +5.29%
2014 Feb - +8.32%
2013 Nov - +18.22%
2013 Feb - +6.26%
2017 Aug - +9.63%
2017 Feb – 15.19%
2016 Aug - +11.60%
2016 Mar - +0.34%
2015 July - +8.72%
12 Month Net Growth Benchmark: FTSE 100 2017 Aug – +10.37%
2017 Feb – +17.84%
2016 Aug - +2.75%
2016 Mar – (-10.35%)
2015 July - +6.22%
2015 Feb - +6.95%
2014 Aug – (-0.82%)
2014 Feb - +2.57%
2013 Nov - +12.73%
2013 Feb - +7.39
2017 Aug – +10.37%
2017 Feb – +17.84%
2016 Aug - +2.75%
2016 Mar – (-10.35%)
2015 July - +6.22%
Withdrawals Nil Nil
Fund/Portfolio Risk Veracity Balanced Portfolio Veracity Balanced Portfolio
Expected fund/income/Yr at Net 5% Growth
Est Drawdown at 4%
Current
£356,468 @ 4% = £14,258/yr
(25% tax free income)

or
£89,117 Tax Free Cash Plus £10,693/yr
Current£199,383 @ 4% = £7,975/yr

Or

£49,845 Tax Free Cash Plus £5,981/yr
Nominated Beneficiary Carol Peter
     
Pension 2
Provider   Savills GPP
Plan No   xxxxxxxxxxx
Type of Pension   Group Personal Pension
Plan Start Date   01/06/2015
Regular Contributions   £190/Mth (5%ee+6%er)
Retirement Age   65
Current Find Value   £10,000?
Withdrawals   Nil
Fund/Portfolio Risk   Mod Cautious Lifestyle
Expected fund/income/Yr at Net 5% Growth
Est Drawdown at 4%
  To age 60£11,060 @ 4% = £442/yr

or

£2,765 Tax Free Cash plus £331/yr
     
State Pension/ BR19 Detail £158.40/Week
£8,236/Yr
£8,000/Yr
     
Expected Income At Age 68/59
Aviva Pension £14,258/yr £7,975/yr
Works Pension NA £442/yr
State Pension £8,236/yr Not Until age 67
Individual Income £22,494/yr £8,417/yr
Joint Income                                          £51,140